ANALISIS PEMBIAYAAN TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA

Muhammad Nasir, Tasdik Ilhamudin, Rasyidusman Hannamara Furqan Nur

Sari


Abstract: This study aims to analyze the effect of Islamic finance on economic growth in Indonesia. This study was conducted in 33 provinces with 7 years from 2011-2017. The research model uses panel data model. Financing Research Results provided by Islamic Commercial Banks are very useful in supporting economic growth. Research shows that most Indonesian provinces are still in quadrants II, III and IV. There is enough evidence that finance can spur economic growth. The recommendations of this study are that the government and related agencies focus on increasing funding in an effort to grow a higher economy in addition to the need to increase investment financing.

Keywords: Financing, Economic Growth, and Panel Data


Teks Lengkap:

PDF

Referensi


DAFTAR PUSTAKA

Abduh Muhamad, Mohd Azmi Omar. Islamic banking and economic growth: the Indonesian experience. International Journal of Islamic and Middle Eastern Finance and Management, Vol.5 Issue:1, pp.35-47. 2012.

Abdul Rafay dan Saqib Farid. Dynamic Relationship between Islamic Banking System and Real Economic Activity: Evidence from Pakistan. JKAU: Islamic Econ., Vol. 30 No. 2, pp: 97-116 (July 2017) DOI: 10.4197 / Islec. 30-2.10

Abdul Rahim Abdul Rahman. Islamic microfinance: an ethical alternative to poverty alleviation. Humanomics, Vol. 26. 2010.

Bidabad, B, and Allahyarifard,M.”Accounting Procedures for Profit and Loss Sharing (PLS) Banking”.(http://www.bidabad.com/doc/PLS-accounting-en.pdf Retrieved on 28 February 2016).

Boldeanu, Florin Teodor & Constantinescu, Liliana. The main determinants affecting economic growth. Bulletin of the Transilvania University of Braşov. Series V: Economic Sciences • Vol. 8 (57) No. 2 - 2015.

Development in Turkey? IKONOMIKA: Journal of Islamic Economics and Business Volume 2, No 1 (2017) ISSN: 2527-3434 (PRINT) - ISSN: 2527-5143 (ONLINE) Page : 93 - 102

Driscoll, John C. Does Bank Lending Affect Output? Evidence From the U.S. States. Forthcoming, Journal of Monetary Economics.

Durrani, Muhammad Kashif Khan, Abid Usman, Muhammad Imran Malik, Shafiq Ahmad. Role of Micro Finance in Reducing Poverty: A Look at Social and Economic Factors. International Journal of Business and Social Science, Vol.2, No.21 [Special Issue] pp.138–144.2011.

Florin Teodor Boldeanu dan Liliana Constantinescu. The main Determinant Affecting Economic Growth. Bulletin of the Transilvania University of Braşov Series V: Economic Sciences. Vol. 8 (57) No.2 – 2015.2015

Furqani, Hafas dan Mulyany, Ratna. Islamic banking and economic growth : Empirical evidence from Malaysia. Journal of Economic Cooperation & Development. Vol 30. Issu 2. 2009.

Grassa, Rihab, Kaouthar Gazdar. Financial development and economic growth in GCC countries: A comparative study between Islamic and conventional finance. International Journal of Social Economics. Vol. 41, Issue: 6, pp. 493-514. 2014.

Gumel, Gambo Babandi, Norma MD Saad, Salina HJ Kassim Assessing. The Impact of Islamic Microfinance on Poverty Alleviation in Northern Nigeria. Journal of Islamic Economics, Banking and Finance, Vol.10, No.4, pp37-49. 2014.

Hafnida Hafnida, Selamah Maamor, & Hussin Abdullah. An Empirical Study of the Relationship between Islamic Modes of Finance and Financial Intermediation. International Journal of Business and Management; Vol. 10, No. 7; 2015 Canadian Center of Science and Education.

HBhanumurthy and HMitra (2004), Economic Growth, Poverty, and Inequality in Indian States in the Pre-reform and Reform Periods, Asian Development Review, vol. 21, no. 2, 2004, pp. 79-99

Jamel Boukhatem dan Fatma Ben Moussa. The effect of Islamic banks on GDP growth: Some evidence from selected MENA countries. Borsa Istanbul Review 18-3 (2018) 231e247 http://www.elsevier.com/journals/borsa-istanbul-review/2214-8450

Lin (2003), Economic Growth, Income Inequality, and Poverty Reduction in People's Republic of China, Asian Development Review, vol. 20, no. 2, 2003, pp. 105-24

OJK. 2018. Sejarah Perbankan Syariah. (https://www.ojk.go.id/id/kanal/syariah/ tentang-syariah/ Pages/Sejarah Perbankan-Syariah.aspx, diakses pada tanggal 10 Nop. 18).

OJK. Statistik Perbankan Syariah (SPS). Jakarta. 2018.

Prastowo. (2018). Pengaruh pembiayaan perbankan syariah terhadap pertumbuhan ekonomi: Studi emperis di 13 negara. Haluya: Indonesia Journal of Multidisciplinary Islamic Studies. 2 (1), January.

Rahman, M Mizanur. Islamic micro-finance programme and its impact on rural poverty alleviation. International Journal of Banking and Finance, Vol.7, Issue:1, No.1 pp.119-138. 2010.

Rahman, M. Mizanur and Fariduddin Ahmad. Impact of microfinance of IBBL on the rural poor's livelihood in Bangladesh: an empirical study. International Journal of Islamic and Middle Eastern Finance and Management, Vol.3 Issue:2, pp.168-190. 2010. Raja Gradindo Persada. 2013.

Ravallion (2007), Inequality is Bad for the Poor, Chapter 2 in Inequality and Poverty Re-examined, ed Jenkins and Micklewright, Oxford

Robert J. Barro “Inflation and Economic Growth” Annals of Economics And Finance Journal Vol 14 Issue 1, 2013 page 85.

Ruzima, Martin and Veerachamy, P. Impect of Implation on Economic Growth : A Survey of Literature review. Journal of Golden Research Thoughts, Vol 5. Issue 10. 2016

Saida Daly dan Mohamed Frikha. Banks and economic growth in developing countries: What about Islamic banks? Cogent Economics & Finance, ISSN 2332-2039, Taylor & Francis, Abingdon, Vol. 4, Iss. 1, pp. 1-26, http://dx.doi.org/10.1080/23322039. 2016.1168728

Sakai, Minako. Growing together in partnership: Women's views of the business practices of an Islamic Savings and Credit Cooperative (Baitul Maal wat Tamwil) in Central Java, Indonesia. Women's Studies International Forum, Vol.33, Issue:4, pp.412–421. 2010.

Serhat Yüksel dan İsmail Canöz. Does Islamic Banking Contribute to Economic Growth and Industrial

Shahbaz, Muhammad, Saleheen Khan, Mohammad Iqbal Tahir. The dynamic links between energy consumption, economic growth, financial development and trade in China: Fresh evidence from multivariate framework analysis. Energy Economics. Vol 40. Pp. 8–21. 2013.

Shirazi, Asim Shah. Targeting and Socio-Economic Impact of Microfinance: A Case Study of Pakistan. Islamic Economic Studies, Vol.20, No.2, pp 1-28. 2012.

Tabash, M., I. & Dhandar, R., S. (2014). Islamic banking and economic growth: An emperical evidance from Qatar. Journal of Applied Economics and Business. 2 (1), March.

Usman, Abubakar Sadiq and Rosmaini Tasmin. The Role of Islamic Micro-finance in Enhancing Human Development in Muslim Countries. Journal of Islamic Finance, Vol.5 No.1 pp 053–062. 2016.

Widiyanto bin Mislan Cokro Hadisumarto Abdul Ghafar B. Ismail. Improving the effectiveness of Islamic micro-financing. Humanomics, Vol.26, Issue:1 pp. 65–75. 2010.

World Bank. Social Capital, Empowerment, and Community Driven Development .http://info.worldbank.org/etools/bspan/PresentationView.asp?PID=936&E ID=482, 11 Mei 2005.




DOI: http://dx.doi.org/10.30811/ekonis.v22i1.1908

Refbacks

  • Saat ini tidak ada refbacks.


Indexing by :
ALAMAT KANTOR REDAKSI :
Jurusan Tata Niaga Politeknik Negeri Lhokseumawe
Jalan Banda Aceh - Medan Km 280,3
Buketrata Po Box 90, Telp (0645) 42785 Fax (42785)
Phone : 085220281520
Email: ekonis@pnl.ac.id